/* Banking Professional Design System */
:root {
  --primary: hsl(220, 100%, 6%);
  --primary-light: hsl(220, 100%, 12%);
  --primary-muted: hsl(220, 13%, 91%);
  --accent: hsl(206, 100%, 50%);
  --accent-light: hsl(206, 100%, 60%);
  --accent-muted: hsl(206, 100%, 95%);
  --background: hsl(0, 0%, 100%);
  --foreground: hsl(222, 13%, 16%);
  --muted-foreground: hsl(215, 16%, 47%);
  --border: hsl(214, 32%, 91%);
  --gradient-primary: linear-gradient(135deg, hsl(220, 100%, 6%), hsl(220, 100%, 12%));
  --gradient-accent: linear-gradient(135deg, hsl(206, 100%, 50%), hsl(206, 100%, 60%));
  --gradient-subtle: linear-gradient(180deg, hsl(0, 0%, 100%), hsl(210, 40%, 98%));
  --shadow-sm: 0 1px 2px 0 hsl(0, 0%, 0%, 0.05);
  --shadow-md: 0 4px 6px -1px hsl(0, 0%, 0%, 0.1);
  --shadow-lg: 0 10px 15px -3px hsl(0, 0%, 0%, 0.1);
  --shadow-primary: 0 4px 14px 0 hsl(220, 100%, 6%, 0.15);
  --shadow-accent: 0 4px 14px 0 hsl(206, 100%, 50%, 0.15);
}

* { margin: 0; padding: 0; box-sizing: border-box; }

body { 
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif; 
  line-height: 1.6; 
  color: var(--foreground);
  background: var(--background);
}

.container { max-width: 1200px; margin: 0 auto; padding: 0 1.5rem; }

/* Header */
.header { 
  position: fixed; 
  top: 0; 
  left: 0; 
  right: 0; 
  z-index: 1000; 
  backdrop-filter: blur(10px); 
  background: rgba(255, 255, 255, 0.9); 
  border-bottom: 1px solid var(--border); 
  box-shadow: var(--shadow-sm);
}

.header-content { display: flex; align-items: center; justify-content: space-between; height: 5rem; }

.logo { display: flex; align-items: center; gap: 0.75rem; }

.logo-icon { 
  width: 3rem; 
  height: 3rem; 
  background: var(--gradient-primary); 
  border-radius: 0.75rem; 
  display: flex; 
  align-items: center; 
  justify-content: center; 
  color: white; 
  font-weight: bold; 
  font-size: 1.25rem; 
  box-shadow: var(--shadow-primary);
}

.logo-text { display: flex; flex-direction: column; }
.logo-title { font-size: 1.5rem; font-weight: bold; color: var(--primary); }
.logo-subtitle { font-size: 0.75rem; color: var(--muted-foreground); text-transform: uppercase; letter-spacing: 0.1em; }

.nav { display: flex; gap: 2rem; }
.nav-link { text-decoration: none; color: var(--foreground); font-weight: 500; position: relative; transition: color 0.2s; }
.nav-link:hover { color: var(--accent); }

.cta-button { 
  background: var(--gradient-accent); 
  color: white; 
  border: none; 
  padding: 0.75rem 1.5rem; 
  border-radius: 0.75rem; 
  font-weight: 500; 
  display: flex; 
  align-items: center; 
  gap: 0.5rem; 
  cursor: pointer; 
  box-shadow: var(--shadow-accent);
  transition: all 0.3s;
}

.cta-button:hover { transform: translateY(-1px); box-shadow: var(--shadow-lg); }

.mobile-menu-btn { display: none; flex-direction: column; gap: 0.25rem; background: none; border: none; cursor: pointer; }
.mobile-menu-btn span { width: 1.5rem; height: 2px; background: var(--foreground); transition: 0.3s; }

.mobile-menu { display: none; }

/* Hero */
.hero { 
  min-height: 100vh; 
  display: flex; 
  align-items: center; 
  position: relative; 
  padding-top: 5rem; 
  background: var(--gradient-subtle);
}

.hero-shapes { position: absolute; inset: 0; overflow: hidden; }
.shape { position: absolute; border-radius: 50%; opacity: 0.6; }
.shape-1 { width: 8rem; height: 8rem; background: var(--accent-muted); top: 8rem; right: 4rem; }
.shape-2 { width: 6rem; height: 6rem; background: var(--primary-muted); bottom: 8rem; left: 4rem; }

.hero-content { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: center; position: relative; z-index: 10; }

.hero-badge { 
  display: inline-flex; 
  align-items: center; 
  gap: 0.5rem; 
  padding: 0.5rem 1rem; 
  background: var(--accent-muted); 
  color: var(--accent); 
  border-radius: 9999px; 
  font-size: 0.875rem; 
  font-weight: 500; 
  margin-bottom: 1.5rem;
}

.hero-title { 
  font-size: clamp(2.5rem, 6vw, 4.5rem); 
  font-weight: bold; 
  line-height: 1.1; 
  margin-bottom: 1.5rem; 
  color: var(--primary);
}

.hero-title-accent { 
  background: var(--gradient-accent); 
  -webkit-background-clip: text; 
  -webkit-text-fill-color: transparent; 
  background-clip: text;
}

.hero-description { 
  font-size: 1.25rem; 
  color: var(--muted-foreground); 
  margin-bottom: 2rem; 
  max-width: 40rem;
}

.hero-stats { display: flex; gap: 2rem; margin-bottom: 1.5rem; }
.stat { text-align: center; }
.stat-number { font-size: 2rem; font-weight: bold; color: var(--primary); }
.stat-label { font-size: 0.875rem; color: var(--muted-foreground); }

.hero-features { display: flex; gap: 1.5rem; margin-bottom: 2rem; }
.feature { display: flex; align-items: center; gap: 0.5rem; color: var(--muted-foreground); }

.hero-cta { display: flex; gap: 1rem; }

.btn-primary { 
  background: var(--gradient-accent); 
  color: white; 
  border: none; 
  padding: 1rem 2rem; 
  border-radius: 0.75rem; 
  font-size: 1.125rem; 
  font-weight: 600; 
  display: flex; 
  align-items: center; 
  gap: 0.5rem; 
  cursor: pointer; 
  box-shadow: var(--shadow-accent);
  transition: all 0.3s;

  display: flex;
  justify-content: center;
  margin: 0 auto;
  text-align: center;
}

.btn-primary:hover { transform: translateY(-2px); }

.btn-secondary { 
  background: none; 
  color: var(--primary); 
  border: 2px solid var(--primary); 
  padding: 1rem 2rem; 
  border-radius: 0.75rem; 
  font-size: 1.125rem; 
  font-weight: 600; 
  cursor: pointer; 
  transition: all 0.3s;
}

.btn-secondary:hover { background: var(--primary); color: white; }

.hero-image-container { 
  position: relative; 
  border-radius: 1.5rem; 
  overflow: hidden; 
  box-shadow: var(--shadow-lg);
}

.hero-img { width: 100%; height: auto; display: block; }

.floating-card { 
  position: absolute; 
  bottom: -1.5rem; 
  left: -1.5rem; 
  background: white; 
  padding: 1.5rem; 
  border-radius: 1rem; 
  box-shadow: var(--shadow-lg); 
  display: flex; 
  align-items: center; 
  gap: 1rem;
}

.floating-card-icon { 
  width: 3rem; 
  height: 3rem; 
  background: var(--gradient-accent); 
  border-radius: 50%; 
  display: flex; 
  align-items: center; 
  justify-content: center; 
  color: white;
}

.floating-card-title { font-weight: 600; color: var(--primary); }
.floating-card-subtitle { font-size: 0.875rem; color: var(--muted-foreground); }

/* Sections */
.services, .benefits, .faq, .testimonials { padding: 6rem 0; }
.benefits, .testimonials { background: var(--gradient-subtle); }

.section-header { text-align: center; margin-bottom: 5rem; }

.section-badge { 
  display: inline-flex; 
  align-items: center; 
  gap: 0.5rem; 
  padding: 0.5rem 1rem; 
  background: var(--accent-muted); 
  color: var(--accent); 
  border-radius: 9999px; 
  font-size: 0.875rem; 
  font-weight: 500; 
  margin-bottom: 1.5rem;
}

.section-title { 
  font-size: clamp(2rem, 4vw, 3rem); 
  font-weight: bold; 
  margin-bottom: 1.5rem; 
  color: var(--primary);
}

.section-title-accent { 
  background: var(--gradient-accent); 
  -webkit-background-clip: text; 
  -webkit-text-fill-color: transparent; 
  background-clip: text;
}

.section-title-block { display: block; }

.section-description { 
  font-size: 1.25rem; 
  color: var(--muted-foreground); 
  max-width: 48rem; 
  margin: 0 auto;
}

/* Services */
.services-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 2rem; margin-bottom: 4rem; }

.service-card { 
  background: white; 
  border-radius: 1.5rem; 
  padding: 2rem; 
  text-align: center; 
  cursor: pointer; 
  transition: all 0.5s; 
  box-shadow: var(--shadow-md);
}

.service-card:hover { transform: translateY(-12px); box-shadow: var(--shadow-lg); }

.service-card.featured { 
  background: var(--gradient-primary); 
  color: white; 
  box-shadow: var(--shadow-primary);
}

.service-icon { 
  width: 5rem; 
  height: 5rem; 
  margin: 0 auto 1.5rem; 
  border-radius: 1rem; 
  display: flex; 
  align-items: center; 
  justify-content: center; 
  background: var(--accent-muted); 
  color: var(--accent); 
  transition: all 0.5s;
}

.service-card.featured .service-icon { background: rgba(255, 255, 255, 0.2); color: white; }

.service-title { font-size: 1.25rem; font-weight: bold; margin-bottom: 1rem; }
.service-description { color: var(--muted-foreground); margin-bottom: 1.5rem; line-height: 1.6; }
.service-card.featured .service-description { color: rgba(255, 255, 255, 0.9); }

.service-cta { 
  display: inline-flex; 
  align-items: center; 
  gap: 0.5rem; 
  padding: 0.5rem 1rem; 
  background: var(--primary-muted); 
  color: var(--primary); 
  border-radius: 0.5rem; 
  font-size: 0.875rem; 
  font-weight: 600; 
  transition: all 0.3s;
}

.service-card.featured .service-cta { background: rgba(255, 255, 255, 0.2); color: white; }

.services-cta { 
  background: var(--gradient-subtle); 
  border-radius: 1.5rem; 
  padding: 2rem; 
  text-align: center; 
  box-shadow: var(--shadow-md);
}

.services-cta h3 { font-size: 1.5rem; font-weight: bold; color: var(--primary); margin-bottom: 1rem; }
.services-cta p { color: var(--muted-foreground); margin-bottom: 1.5rem; max-width: 32rem; margin-left: auto; margin-right: auto; }

/* Benefits */
.benefits-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); gap: 2rem; margin-bottom: 5rem; }

.benefit-card { 
  transition: all 0.5s; 
  cursor: pointer;
}

.benefit-card:hover { transform: translateY(-8px); }

.benefit-content { 
  background: white; 
  border-radius: 1.5rem; 
  padding: 2rem; 
  text-align: center; 
  height: 100%; 
  box-shadow: var(--shadow-md); 
  transition: all 0.5s;
}

.benefit-card:hover .benefit-content { box-shadow: var(--shadow-lg); }

.benefit-icon { 
  width: 5rem; 
  height: 5rem; 
  margin: 0 auto 1.5rem; 
  background: var(--gradient-primary); 
  border-radius: 1rem; 
  display: flex; 
  align-items: center; 
  justify-content: center; 
  color: white; 
  transition: all 0.5s;
}

.benefit-card:hover .benefit-icon { transform: scale(1.1); box-shadow: var(--shadow-primary); }

.benefit-title { font-size: 1.25rem; font-weight: bold; color: var(--primary); margin-bottom: 1rem; }
.benefit-description { color: var(--muted-foreground); line-height: 1.6; }

.benefits-stats { 
  background: white; 
  border-radius: 1.5rem; 
  padding: 3rem; 
  box-shadow: var(--shadow-lg);
}

.stats-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 2rem; text-align: center; }

/* FAQ */
.faq-container { max-width: 64rem; margin: 0 auto; }

.faq-list { 
  background: white; 
  border-radius: 1.5rem; 
  padding: 2rem; 
  box-shadow: var(--shadow-lg); 
  margin-bottom: 3rem;
}

.faq-item { margin-bottom: 1.5rem; border: 1px solid var(--border); border-radius: 1rem; overflow: hidden; transition: all 0.3s; }

.faq-item:hover { border-color: var(--accent); }

.faq-question { 
  width: 100%; 
  background: none; 
  border: none; 
  padding: 1.5rem 2rem; 
  text-align: left; 
  font-size: 1.125rem; 
  font-weight: 600; 
  cursor: pointer; 
  display: flex; 
  justify-content: space-between; 
  align-items: center; 
  transition: color 0.3s;
}

.faq-question:hover { color: var(--accent); }

.faq-icon { transition: transform 0.3s; }
.faq-item.active .faq-icon { transform: rotate(180deg); }

.faq-answer { 
  padding: 0 2rem 1.5rem; 
  color: var(--muted-foreground); 
  line-height: 1.6; 
  display: none;
}

.faq-item.active .faq-answer { display: block; }

.faq-cta { 
  background: var(--gradient-primary); 
  border-radius: 1rem; 
  padding: 2rem; 
  text-align: center; 
  color: white;
}

.faq-cta h3 { font-size: 1.5rem; font-weight: bold; margin-bottom: 1rem; }
.faq-cta p { color: rgba(255, 255, 255, 0.9); margin-bottom: 1.5rem; max-width: 32rem; margin-left: auto; margin-right: auto; }
.faq-cta .btn-primary { background: white; color: var(--primary); }

/* Testimonials */
.testimonials-container { max-width: 80rem; margin: 0 auto; }

.testimonial-navigation { display: flex; align-items: center; justify-content: center; margin-bottom: 3rem; }

.nav-btn { 
  background: none; 
  border: 2px solid var(--border); 
  border-radius: 50%; 
  width: 3rem; 
  height: 3rem; 
  display: flex; 
  align-items: center; 
  justify-content: center; 
  cursor: pointer; 
  transition: all 0.3s;
}

.nav-btn:hover { border-color: var(--accent); background: var(--accent); color: white; }

.prev-btn { margin-right: 2rem; }
.next-btn { margin-left: 2rem; }

.testimonial-card { 
  background: white; 
  border-radius: 1.5rem; 
  box-shadow: var(--shadow-lg); 
  flex: 1; 
  max-width: 64rem;
}

.testimonial-content { padding: 3rem; text-align: center; }

.testimonial-rating { margin-bottom: 2rem; }

.stars { display: flex; justify-content: center; gap: 0.25rem; margin-bottom: 1.5rem; }
.stars svg { color: var(--accent); }

.savings-badge { 
  display: inline-flex; 
  padding: 0.5rem 1rem; 
  background: var(--accent-muted); 
  color: var(--accent); 
  border-radius: 9999px; 
  font-size: 0.875rem; 
  font-weight: 600;
}

blockquote { 
  font-size: 1.5rem; 
  color: var(--foreground); 
  line-height: 1.6; 
  font-weight: 500; 
  margin-bottom: 2rem;
}

.testimonial-author { display: flex; align-items: center; justify-content: center; gap: 1rem; }

.author-avatar { 
  width: 4rem; 
  height: 4rem; 
  background: var(--gradient-primary); 
  color: white; 
  border-radius: 50%; 
  display: flex; 
  align-items: center; 
  justify-content: center; 
  font-size: 1.25rem; 
  font-weight: bold;
}

.author-name { font-weight: bold; color: var(--primary); font-size: 1.125rem; }
.author-role { color: var(--muted-foreground); }

.testimonial-indicators { display: flex; justify-content: center; gap: 0.75rem; margin-bottom: 2rem; }

.indicator { 
  width: 0.75rem; 
  height: 0.75rem; 
  border-radius: 50%; 
  border: none; 
  background: var(--border); 
  cursor: pointer; 
  transition: all 0.3s;
}

.indicator.active { background: var(--accent); transform: scale(1.25); }

.testimonial-stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 2rem; text-align: center; }

/* Footer */
.footer { background: var(--primary); color: white; }

.footer-top { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 3rem; margin-bottom: 3rem; }

.footer-logo { display: flex; align-items: center; gap: 0.75rem; margin-bottom: 1.5rem; }

.footer-logo-icon { 
  width: 3rem; 
  height: 3rem; 
  background: var(--accent); 
  border-radius: 0.75rem; 
  display: flex; 
  align-items: center; 
  justify-content: center; 
  color: white; 
  font-weight: bold; 
  font-size: 1.25rem;
}

.footer-logo-title { font-size: 1.5rem; font-weight: bold; }
.footer-logo-subtitle { font-size: 0.75rem; color: rgba(255, 255, 255, 0.6); text-transform: uppercase; letter-spacing: 0.1em; }

.footer-description { color: rgba(255, 255, 255, 0.8); line-height: 1.6; margin-bottom: 1.5rem; }

.trust-badges { display: flex; gap: 1rem; }

.trust-badge { display: flex; align-items: center; gap: 0.5rem; color: var(--accent); font-size: 0.875rem; font-weight: 500; }

.footer-title { font-size: 1.25rem; font-weight: bold; color: var(--accent); margin-bottom: 1.5rem; }

.footer-list { list-style: none; }
.footer-list li { margin-bottom: 1rem; }
.footer-list a { color: rgba(255, 255, 255, 0.8); text-decoration: none; font-weight: 500; transition: color 0.3s; }
.footer-list a:hover { color: var(--accent); }

.contact-list { margin-bottom: 1.5rem; }

.contact-item { display: flex; align-items: flex-start; gap: 0.75rem; margin-bottom: 1rem; }
.contact-item svg { color: var(--accent); margin-top: 0.25rem; flex-shrink: 0; }

.contact-label { font-weight: 500; }
.contact-value { color: rgba(255, 255, 255, 0.8); font-size: 0.875rem; }

.footer-cta-button { 
  background: var(--accent); 
  color: white; 
  border: none; 
  padding: 0.75rem 1.5rem; 
  border-radius: 0.75rem; 
  font-weight: 600; 
  display: flex; 
  align-items: center; 
  gap: 0.5rem; 
  cursor: pointer; 
  width: 100%; 
  justify-content: center; 
  box-shadow: var(--shadow-accent);
  transition: all 0.3s;
}

.footer-cta-button:hover { background: var(--accent-light); }

.footer-bottom { 
  border-top: 1px solid rgba(255, 255, 255, 0.2); 
  padding-top: 3rem; 
  display: flex; 
  justify-content: space-between; 
  align-items: center; 
  gap: 2rem;
}

.footer-copyright { color: rgba(255, 255, 255, 0.6); font-size: 0.875rem; }

.footer-badges { display: flex; gap: 2rem; }

.footer-badge { display: flex; align-items: center; gap: 0.5rem; color: rgba(255, 255, 255, 0.6); font-size: 0.875rem; }

/* Responsive */
@media (max-width: 768px) {
  .nav, .cta-button { display: none; }
  .mobile-menu-btn { display: flex; }
  .mobile-menu.active { 
    display: block; 
    position: absolute; 
    top: 100%; 
    left: 0; 
    right: 0; 
    background: rgba(255, 255, 255, 0.95); 
    backdrop-filter: blur(10px); 
    border-bottom: 1px solid var(--border); 
    box-shadow: var(--shadow-md);
  }
  .mobile-nav { display: flex; flex-direction: column; padding: 1.5rem; gap: 1.5rem; }
  .mobile-nav-link { text-decoration: none; color: var(--foreground); font-weight: 500; padding: 0.5rem 0; }
  .mobile-cta-button { 
    background: var(--gradient-accent); 
    color: white; 
    border: none; 
    padding: 0.75rem 1.5rem; 
    border-radius: 0.75rem; 
    font-weight: 500; 
    display: flex; 
    align-items: center; 
    justify-content: center; 
    gap: 0.5rem; 
    cursor: pointer;
  }
  
  .hero-content { grid-template-columns: 1fr; text-align: center; }
  .hero-stats { justify-content: center; }
  .hero-features { justify-content: center; }
  .hero-cta { flex-direction: column; }
  
  .testimonial-navigation { flex-direction: column; gap: 2rem; }
  .prev-btn, .next-btn { margin: 0; }
  
  .footer-bottom { flex-direction: column; text-align: center; }
}